When you become eligible for Medicare, you’re suddenly faced with a lot of options. Different Medicare plans offer different levels of coverage, and some might be a better fit for you and your needs than others. With so many different options, each with its own nuances, it’s easy to see why so many Americans get frustrated and discouraged while finding the right Medicare plan.
But the reality is that with a little help, choosing the right Medicare plan is easier than it sounds. When you work with a qualified, independent Medicare advisor like the Delta Benefits Group, you’ll find a plan and supplemental policies that are tailor-made for your unique needs
When you turn 65, you can sign up for Medicare. Medicare coverage will begin six months after the date that you enrolled in Medicare or applied for benefits through the Railroad Retirement Board or Social Security Administration. Note that your Medicare benefits will not start before the month that we turn 65. Your Medicare coverage start date will depend on your Initial Enrollment Period and when you completed your Medicare application. For more information on your Medicare Initial Enrollment Period and how to enroll in Medicare, please visit our frequently asked questions webpage.
Medicare Part A, also called Medicare hospital insurance, is free for those 65 and older if they worked and paid Medicare taxes for a long enough period of time. Medicare Part B, a different type of coverage, does have a monthly premium. For those with higher incomes, the monthly premium may be higher.