Medicare Advantage, or Medicare Part C, is offered by Medicare-approved private insurance companies as an alternative to Original Medicare (Part A and B).
Medicare Advantage plans must cover all the services provided by Original Medicare (Part A – hospital insurance and Part B – medical insurance). However, they can also include extra benefits beyond what Original Medicare offers, such as prescription drug coverage, vision, dental, and hearing benefits.
Medicare Advantage plans come in various types:
Medicare Advantage plans typically bundle coverage together, often at a lower cost than what you would pay for Original Medicare, Medicare Supplement Insurance (Medigap), and prescription drug coverage separately. However, costs can vary based on the specific plan, insurance company, and location.
To be eligible, you must be enrolled in Original Medicare and live in the plan’s service area. You can enroll during specific enrollment periods, such as the Initial Enrollment Period when you first become eligible for Medicare or the Annual Enrollment Period that occurs each year.
At Delta Medicare Benefits Group, we want to get you the coverage that works best for you.